Results & performance disclaimer. All score changes, dollar figures, timelines, and outcomes referenced on this site reflect representative or past member experiences and are not a guarantee, warranty, or prediction of any specific result for any current or prospective member. Individual results vary based on the items on your credit report, the responsiveness of furnishers and credit bureaus, and your ongoing credit behavior. No credit repair company can lawfully guarantee the removal of any specific item, and any company that does should be avoided.
Your consumer rights. Under the Credit Repair Organizations Act (CROA) and the Fair Credit Reporting Act (FCRA), you have the right to dispute inaccurate information on your credit report yourself, for free, directly with the credit bureaus. You may cancel your contract with any credit repair organization within three business days without penalty. The full Consumer Credit File Rights notice is provided before you sign any service agreement.
Not legal or financial advice. Online Credit Repair is a credit repair service provider, not a law firm, financial advisor, or lender. Nothing on this site is legal, tax, or financial advice. For specific legal questions regarding your credit file, consult a licensed attorney.